Inheritance Tax Planning (IHT)
Inheritance Tax (IHT) probably tops the list of most hated taxes in the UK. When a relative dies leaving an estate worth more than £325,000, families are required to pay tax on a proportion of the money and property left to them within six months. After that, they are charged interest.
None of us want to see 40% of our hard earned wealth go to the taxman, rather than your family and loved ones, therefore finding out how to minimize inheritance tax is an exercise which is well worth the effort.
However, tax avoidance through deceitful practices is clearly unacceptable. But planning your estate in an orderly manner and using Inheritance tax exemptions offered by the Government, and accepted by HMRC is a wise and effective move. Reducing inheritance tax is a complex affair which requires careful planning and should be addressed as early as possible to avoid tax being paid needlessly.
Inheritance Tax Planning Process
We are sure you feel the wealth that you have created throughout your lifetime should be passed on to your beneficiaries, not the HMRC. Our aim is to help you pay only the Inheritance tax you should pay, nothing more.
We will work closely with you when making plans to reduce the tax you need to pay. Inheritance tax planning is a complex area with many different solutions. It is not just about saving tax, but also about you deciding who, when and how much your beneficiaries receive. The ultimate end result is peace of mind for you and your family.
Moor Investment Services have had many years experience in helping clients with their inheritance tax planning and IHT advice.
Find out how we can help you with your IHT planning needs
Looking for some friendly financial advice?
If you're looking for independent financial advice to help meet your current needs and future aspirations then we're always happy to discuss how we could help you.
Independent financial advice from a friendly, local IFA you can trust
Call us on:
What Our Clients Say
Richard has always taken the time and trouble to listen to my specific investment needs and I have been extremely grateful that he is, unlike most IFA's, not sales motivated.
Cooden, East Sussex
I have known Richard and Jane Moor for over 20years and would highly recommend them for all your financial needs. Two very discreet and trustworthy people. You will never be disappointed.
Richard and Jane were introduced to ourselves by our accountant to assist with pension planning. Their approach from the onset has been personal, yet totally professional throughout and we are delighted with the ongoing financial service they provide, leaving us confident to enjoy our retirement.
D.P. & M.S.
Richard at Moor Investment Services has been our financial adviser for a number of years. He has provided input on pension planning and given us investment advice. He has recommended thoroughly researched solutions which have proved invaluable.
D.G. & H.A.
Although our investment with Moor Investment Services Ltd is a small one, for us it has been a comfort to have a personal review each year with Richard. As we have no knowledge of the financial world, investing in this way means we do not have to worry about it.
Mr & Mrs. G.
Whatever your financial circumstances you can be assured of excellent, well researched advice from Richard and Jane. They are both highly experienced and knowledgeable but can explain things in 'layman's terms' if necessary and they are always friendly and personable.
Now that my husband is in a nursing home, your help with the financial side has been extremely welcome. I might add that the money that has funded his care is as a direct result of how our money was invested in the past from your excellent advice and skill.
Tunbridge Wells, Kent
Over a number of years Richard Moor has been my pension advisor. During this period he has provided me with accurate and independent advice, which has been very beneficial to my pension fund.
Mr. S.P. Cronan
Abaco Creative Consultancy
Moor Investment Services Ltd provided me with an extremely professional service, making the necessary effort to understand my personal and financial circumstances and combine this approach with a respect of privacy and lack of intrusiveness.
Hastings, East Sussex
Richard has taken all my financial worries away. No hours pouring over that tax return. I look forward to his visits, a cup of coffee, good advice - all sorted!
Tunbridge Wells, Kent