It is not a pleasant subject to think about, however planning for long term sickness, injury or death is of vital importance to protect the people you care about the most. We think nothing of protecting ours cars and expensive household possessions, but often do not properly protect our families. With a little planning and expert advice, you can arrange the cover required to give you and your family peace of mind and continue to enjoy the life you lead.
Financial Security; Life Insurance, Critical Illness Cover & Income Protection
At Moor Investment Services, we can tailor a cost-effective package of protection plans to ensure that whatever life throws at you, that you and your familys future is as secure as possible. Whether it's making sure that a mortgage is repaid or an income replaced in the event of an untimely or premature death, or a lump sum pay out in the event of an accident or serious illness occurring, we can help protect you and your family.
Protecting your Dependants with Life Assurance
Protecting the most important people in our lives in the event of an untimely death, not only gives you peace of mind but also is not often as expensive as you might think. Life assurance will pay out a tax-free lump sum should you die during a defined period you are covered for and can be used to cover an existing mortgage or any future commitments such as school fees or a cash sum for your partner or spouse.
Protecting your Lifestyle with Critical Illness cover
Critical Illness Cover pays a tax-free lump sum on diagnosis of any one of a list of defined illnesses such as cancer, stroke or heart attack. Statistics from some claims firms suggest you are five times more likely to suffer from a serious illness or disease than you are to die before you reach the age of 65. Although predicting a Critical Illness isn't usually possible, preparing for the impact of one can be relatively straightforward with the right advice. By taking out Critical Illness Cover, you will be taking the first steps to make sure you will have the wherewithal to pay for the care you need, to cover your mortgage or the many associated costs of raising a family.
Protecting your Lifestyle with Income Protection
Income Protection is designed to pay you a regular income if you have a long-term illness or an accident preventing you from working for a length of time after a defined period of time. If you have regular financial expenses that will continue even if you are unable to work, then Income Protection might be the right solution for you.
Moor Investment Services offer both personal and corporate advice on a range of financial protection solutions including:
Looking for some friendly financial advice?
If you're looking for independent financial advice to help meet your current needs and future aspirations then we're always happy to discuss how we could help you.
Independent financial advice from a friendly, local IFA you can trust
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What Our Clients Say
Richard has always taken the time and trouble to listen to my specific investment needs and I have been extremely grateful that he is, unlike most IFA's, not sales motivated.
Cooden, East Sussex
I have known Richard and Jane Moor for over 20years and would highly recommend them for all your financial needs. Two very discreet and trustworthy people. You will never be disappointed.
Richard and Jane were introduced to ourselves by our accountant to assist with pension planning. Their approach from the onset has been personal, yet totally professional throughout and we are delighted with the ongoing financial service they provide, leaving us confident to enjoy our retirement.
D.P. & M.S.
Richard at Moor Investment Services has been our financial adviser for a number of years. He has provided input on pension planning and given us investment advice. He has recommended thoroughly researched solutions which have proved invaluable.
D.G. & H.A.
Although our investment with Moor Investment Services Ltd is a small one, for us it has been a comfort to have a personal review each year with Richard. As we have no knowledge of the financial world, investing in this way means we do not have to worry about it.
Mr & Mrs. G.
Whatever your financial circumstances you can be assured of excellent, well researched advice from Richard and Jane. They are both highly experienced and knowledgeable but can explain things in 'layman's terms' if necessary and they are always friendly and personable.
Now that my husband is in a nursing home, your help with the financial side has been extremely welcome. I might add that the money that has funded his care is as a direct result of how our money was invested in the past from your excellent advice and skill.
Tunbridge Wells, Kent
Over a number of years Richard Moor has been my pension advisor. During this period he has provided me with accurate and independent advice, which has been very beneficial to my pension fund.
Mr. S.P. Cronan
Abaco Creative Consultancy
Moor Investment Services Ltd provided me with an extremely professional service, making the necessary effort to understand my personal and financial circumstances and combine this approach with a respect of privacy and lack of intrusiveness.
Hastings, East Sussex
Richard has taken all my financial worries away. No hours pouring over that tax return. I look forward to his visits, a cup of coffee, good advice - all sorted!
Tunbridge Wells, Kent